Unlock hundreds of thousands in home equity from your Vancouver, Burnaby, Surrey, Richmond, or North Shore property. Complete guide for Metro Vancouver homeowners.
Vancouver's million-dollar real estate market means homeowners have more equity than anywhere else in Canada—but also face unique challenges getting that equity accessed.
Vancouver West
$1.4M+
Vancouver East
$1.1M+
Burnaby/New West
$950K+
North Shore
$1.3M+
Average single-family home prices by area (2026 estimates)
Highest equity positions. Most lender options. Competitive rates. Many specialty lenders for unique properties.
Strong condo market. Good options for strata properties. Growing tech sector means more self-employed borrowers.
More affordable options. Growing suburban market. Good for families with established equity.
High-value properties. Many Chinese-Canadian homeowners. Lenders familiar with Richmond's unique market.
Premium properties. Strong demand. Good for high-value equity access with experienced lenders.
Growing market. Good options for first-generation equity. Young families with rising values.
Home Value
$1,200,000
Mortgage Owed
$550,000
Available Equity
$650,000
Max HELOC
$410,000
Down payments on rental properties
Kitchen, basement, laneways
Tuition, RESPs, UBC/VIC kids
Consolidate high-interest debt
Get matched with trusted Metro Vancouver lenders offering competitive rates.
Get Your Free Quote