Life happens. Whether it's bankruptcy, consumer proposal, missed payments, or collections, our specialized brokers have helped thousands of Canadians get approved when banks said no.
100% Free • No Obligation • Secure Process
See how our brokers helped people just like you get their second chance
"After my bankruptcy 2 years ago, I thought owning a home was impossible. My broker found me a B lender with a reasonable rate. Now I'm building equity and my credit is improving!"
"I had a consumer proposal and collections. Every bank turned me away. Loan Lizard connected me with a broker who understood my situation and got me approved in 2 weeks!"
"Divorce destroyed my credit with missed payments and maxed cards. My broker was compassionate and non-judgmental. They found me a path to homeownership and credit recovery."
Regular banks have strict guidelines. Our specialized brokers know alternative lending inside and out.
Gain access to 50+ alternative lenders who specialize in non-traditional borrowers and don't rely solely on credit scores.
If you have home equity, lenders may approve you based on asset value rather than credit history. Your home's worth counts.
Get a mortgage AND a plan. Our brokers help you improve your credit so you can refinance to better rates in 1-2 years.
Life circumstances happen to everyone. Our brokers treat you with respect and focus on solutions, not your past.
Yes, rates are higher than prime, but our brokers shop multiple lenders to ensure you get the best alternative rate available.
Alternative lenders often make decisions faster than big banks. Many approvals come within days, not weeks.
Answer a few questions to get matched with brokers who specialize in credit-challenged mortgages