Unlock up to 55% of your home's value without monthly payments. Stay in your home while accessing the money you need for retirement, home improvements, or family needs.
Join thousands of Canadian seniors who have unlocked their home equity with our trusted reverse mortgage partners.
"The reverse mortgage gave us the freedom to enjoy retirement without worrying about monthly bills. We were able to help our grandkids with their education."
"I used the money to renovate my home and take a dream vacation. The process was easy and my broker was always available to answer questions."
"Worried about leaving debt to my children, but the advisor explained everything clearly. I keep my home and have peace of mind."
A reverse mortgage allows Canadian homeowners 55+ to access their home equity without selling their home or making monthly payments.
Unlike other loans, you don't make any monthly payments. The loan is repaid when you sell your home, move out, or pass away.
Continue living in your home for as long as you want. You never have to move unless you choose to sell.
The funds you receive are not considered taxable income. Use it for anything - retirement, travel, home improvements, or family.
Government-backed insurance protects you and your family. You can never owe more than your home's value.
Choose lump sum payments, monthly payments, or a combination. Access your money when you need it.
With CMHC insurance, you're guaranteed to keep at least 50% of your home's equity, even if property values decline.
Getting a reverse mortgage is simpler than you might think. Our network of specialized brokers will guide you through every step.
Speak with a licensed reverse mortgage specialist to discuss your needs and get all your questions answered.
Receive a personalized quote showing exactly how much equity you can access and what options are available.
Complete the application with guidance from your broker. Funding typically arrives within 2-4 weeks of approval.
Answer a few quick questions and get matched with a reverse mortgage specialist who can help you access your home equity.
Your information is secure and will only be used to provide you with a reverse mortgage quote.